At KPG New Homes, the expert property division of Killeen Property Group, we take pride in our deep understanding of the Spanish mortgage process, backed by strong relationships with major Spanish banks. We are here to ensure that securing a mortgage for your new home is as smooth and straightforward as possible.

Navigating the mortgage landscape can be complex, but with KPG New Homes by your side, you have a dedicated partner to guide you through every step. We’ll explain key details like the term of the mortgage, the reference rate (typically the Euribor), and the diferencial— the margin you’ll pay above the reference rate, whether it’s fixed or variable. We also cover important aspects such as early cancellation terms, loan-to-value ratios, and all the essential paperwork required for your mortgage application.

From pre-approval, where the bank assesses your financial profile, to the final bank scoring and official approval, we ensure you are fully prepared and informed. In Spain, specific documents like the FEIN (Ficha Europea de Información Normalizada) and FEA (Ficha de Advertencias Estandarizadas) are required as part of the mortgage process. We’ll make sure you understand these documents and what they mean for your mortgage.

At KPG New Homes, our mission is to help you secure the best mortgage option while making sure you are comfortable with every detail of the process. We are delighted to share our insights and expertise, ensuring you have a seamless experience as you move forward with your property purchase in Spain.